Originally Posted by F.L.A.M.z
Insurance is BS unless its a new just released phone. Hero and moments go for 100 - 200 on Craigslist. 100 deductible is too much on top of 7 per phone per month . its cheaper to buy used ones sometimes they are even new ones you buy.
Actually e*bay is still selling them in the $300 range. I even did completed listings and they are $250 and up. In that case, insurance may be worth it. I didn't think the Hero's would be that expensive anymore, now that the EVO is out. I thought maybe $75 (since it's used)