Originally Posted by sikclown
Yes they would. Insurance doesn't typically cover water damage. Here is the wording from the agreement for the black tie insurance for 2 years for 170.00:
It mentions internal condensation but not water damage. This seems to be cheaper than the 10.00 per month so there must be an add on option to cover water damage but I don't think so.
Be careful with these bulk plans. I paid in bulk with my palm pre because the guy said it was the exact same thing as month to month only you saved money by buying in advance. This is not the case as far as I could tell. I was only 7 months in when I brought my pre in for repair. When they took over 30 days they issued me a voucher that I bought the evo with. Apparently they close out your black tie and consider it claimed. You have to sign up again for a new black tie every time you get a new phone. The geek squad manager said the bulk plans just close out and you don't get a pro-rated refund for the plan. When I made a fuss about it the mobile manager typed a bunch of crap into the computer and suddenly had a pro-rated refund for me(my bulk price - $5/month * 7 mo. for the pre). I don't think this is standard practice however so if you make a claim within 17 months, I would insist on a refund of the remainder.