I think that this may of happened to me, and was wondering if i list the problems would you be able to tell me if this is the same problems you had. Firstly i lost all my pictures and stored podcasts, then i was trying to take a picture today and i got an error message saying: Unable to save file to SD, due to insufficient file permissions. Would this be the same thing you guys are talking about?
I have only had my phone for about six weeks so i cant return it. Did changing the SD card work?
Thanks for your replies in advance.