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Old May 18th, 2011, 09:10 AM   #27 (permalink)
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Join Date: May 2010
Posts: 404
Device(s): htc m8, iPhone 5s, LG G3
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I'm not big on insurance on phones. Past experience and extreme hassle with refurbs as replacements turned me off. Too many refurbs are crippled and the monthly expense for them is not worth it. I'd rather pay full retail than go through that again.
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