Originally Posted by bobby2478
... since they charged her sales tax.
This is perhaps the best point you made. Best Buy supporters claim that Sprint insurance charges you $100 in deductible. They forget that (at least in most of California) you would need to pay nearly $65 in sales tax on that $699 phone.
Saving $35 to wait 3 - 6 weeks, not getting coverage for lost, stolen or water-logged phones, and dealing with Best Buy's push-back on coverage:
Not such a great deal.