AHA! Got it!
Ok...using EarlyMon's suggestion I downloaded Widgetsoid.
I then created a Data toggle, and in settings tried the various option. Neither "Rename Apn" or "Apn Toggle" worked to turn Data off. However, the "Root Toggle" did...and it works just fine.
Checked in all menus, and Data is definitely OFF. Nice...knew we'd figure this out eventually!!
EDIT: See Post 16 for Tutorial