I think you may be selling the camera short, it looks pretty damn good for a phone camera. We won't really know how it performs until people get their grubby hands on it and start snapping away. Otherwise, outside of Siri, I agree that this only brings Apple up to par with current Android offerings.
Oh, and I'm dubious about Apple's speed claims. And I really don't care to have my phone talk to me unless I'm driving and it's telling me where to go. I think Siri, while a cool concept, will be relegated to novelty level for most people. Fun to show off, but are you really going to use it every day?