I definitely think it's worth it. Especially since the sales person I talked to (both over chat on vzw.com and in the store) told me that I could later change this line back to a non-smart phone and remove the required data plan which means I just paid $199 for a wifi device and not have to worry about the $1200 extra in data package, insurance, and taxes over the next 24 months.
Although, having the data in transit on the train or while someone else is driving is becoming slightly addictive. Still can't beat the price. I love it. LOVE IT! My poor little laptop is starting to get jealous. As are my coworkers. haha