Originally Posted by A.Nonymous
It was ruled constitutional because they ruled that it is a tax. And it's an insane tax at that. Look at something like homeowners insurance. Should I be required by law to have it? If a tornado comes through and wipes out my house (and I live in tornado alley) and I have no insurance is it reasonable for me to expect the government to pay to rebuild my house? Of course not. Should I then be required by law to carry home owner's insurance? Of course not. Yet we're making the same identical argument with health insurance.
I am relatively sure you are required by your mortgage company that you have homeowners insurance. If your mortgage is backed by Fannie or Freddie then that is a government mandate.