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Old October 18th, 2012, 07:58 AM   #1868 (permalink)
Join Date: Mar 2011
Location: Muzzled in solitary confinement
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Device(s): LG Nexus 4-16G LG Spirit LG Motion (Sold), 2 DroidX (Sold)
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IMO, one does have to pay attention to the nitty gritty of the insurance situation for Your Particular phone.

My DX had been out quite awhile when I got it, I didn't get insurance for it. After a year I did break the screen but got another DX like new for $100. It's now almost 2 years since I got the phone and at $100 spent over that time and having 2 DXs that work, I'm ahead of the insurance game.

I DO think it's Completely Insane for example, to have insurance on the Motion. Why? You can get a brand new, not refurb phone for 2x just one year's insurance coverage. (To me, that's a not often mentioned Benefit of the Motion, you save about $70 a year insurance owning one. Or, you Should Save that anyway...)

OTOH, for a $500+ phone to me it's a Duh, no brainer to carry insurance at least for the first 2 years you own the phone.

Bruce in Ocala, FL
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