Originally Posted by PsychDoc
... It's like going gambling, putting a dollar on the table and getting back $0.25-$0.50 and being told "good luck." I'd rather make my own luck. FWIW Consumer Reports has repeatedly discussed this issue and has uniformly advised against purchasing these products.
It's gambling either way. If you opt to have no insurance, you're gambling that your phone will be going to be okay. I'd rather have the peace of mind that no matter what happens to my phone, and I don't have to shell out $800 to replace it. Thank God I did, barely a month ownership and I cracked my screen already.
-Sent using the power of the dark side