Originally Posted by redraptor
+1 for best buy's GSP. Its good because it covers EVERYTHING. Including water damage. Just make sure you do not lose it. They wont cover loss/theft. The other sticky point is that that you HAVE to buy it through best buy. If you got it through other means (Carrier, radio shack, ect.) they will not allow you to buy it. It is a great service though. I work for best buy and thats one of the few things I believe is actually worth the price.
You can pay monthly aswell if you want. $9.99 per month taken out of a credit card.
Sucks for me, even as an employee I can not get the insurance since Im getting my one directly from HTC.
I know dollars and pounds aren't comparable but that seems quite a lot to me for just the phone. For £11.99 I have my whole house contents insured, with accidental damage and £1500 coverage of items taken out of the house (phones, laptops etc) and that includes theft or loss. I definitely think getting everything insured rather than just the phone is the way to go.