I want to thank Harry2 for the great tip. It worked just as he said it would. However, once I did it, I noticed the file disappeared immediately. Where did it go? Fact is, it is still right there, just incognito.
To access the files you must tell the phone to display the folder. Simply do this by pressing the menu key, and ticking the 'show hidden folders box'.
My Files/All Files/SD MemoryCard/Menu Button/Settings/Show Hidden Files
Any previously hidden files will now show up, with a dot clearly marked in front of the file name.