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Any experience on sending phone back to LG

If you have the $5 insurance per month , It costs $30-$35 for a replacement after 30 days , Before 30 days .. It is free

If you don't have the insurance , It costs $80-100 to replace it if it is a system related problem , Not a user made problem , Like rooting (They check if you are rooted by your SD card and internal memory because they may ask for you to leave it there)
 
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If you have the $5 insurance per month , It costs $30-$35 for a replacement after 30 days , Before 30 days .. It is free

If you don't have the insurance , It costs $80-100 to replace it if it is a system related problem , Not a user made problem , Like rooting (They check if you are rooted by your SD card and internal memory because they may ask for you to leave it there)

No, you don't need insurance to replace it through 1-year warranty at MetroPCS. $30 - same day replacement, $10 - over the mail. They are likely to give you a refurbished phone though.

I repeat I have replaced mine without insurance for $30. My phone was rooted, but I had unrooted it prior to going to the store.

Insurance is mainly for accidental damage or theft.
 
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The $5 insurance per month is separate and completely different from the manufacturer "warranty" exchange by mail $10, and "warranty" over the counter exchange $30. If under 30 days, the exchange by mail, and over the counter exchange are FREE! With the 'warranty exchange', your phone MUST be in 'like' new condition, it has to be a manufacturer defect(hardware or software, not dropping it down the steps) and yes, they give you a refurb phone. Mine was only 2 weeks old, and although they had new ones, they insisted that they ONLY give refurbs under warranty(although I've heard people on the forums receiving new phones?) My first refurb was a dud, the second seems to be working perfectly. The refurbs have a small round white sticker on the phone under the battery compartment.
 
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