I'm actually not positive exactly how it landed. I had it plugged in (short cord that it comes with) and my 9 month old niece crawled across the cord and it yanked the phone off the table. It sounded like someone took a baseball bat to a car window. I'm assuming it landed flat on the front, but I'm really not sure.
The good (?) news is, everything still functions just fine. No screen malfunction or touch malfunctions. Just (!) the cracked glass.
Pretty sad about it, as I was very excited to get the phone, and have really been loving it int he week and a half I've had it.
I do in fact have insurance, and plan to swap it out. But, I'm waiting to see if something like the Otterbox or CandyShell type case comes out soon. I'd hate to have a brand-new pristine phone with no case. I'd be nervous. If it goes much longer, however, I'll get a new one, and put a normal silicone on it to try and protect it.
Protect your phones, folks! I can't guarantee that a case would have prevented this, but I sure do like to think it would have.