Insurance

BCM · November 12th, 2009, 02:52 PM

Just curious if you decided to get the insurance on your Eris and if so why or why not?

pingpong1455 · November 12th, 2009, 03:04 PM

yes i did as its just worth it

Caddyman · November 12th, 2009, 03:23 PM

the wife and i both have insurance on our phones, yes

bbrad · November 12th, 2009, 03:48 PM

Check with your home owners insurance. Most cover $500 phone for about $30 a year. Verizon wanted $8 a month.

Caddyman · November 12th, 2009, 03:53 PM

but what coverage is that though? will that only cover the phone in a at home incident? or?

bbrad · November 12th, 2009, 03:58 PM

Covers damage, lost, etc. Its like insuring jewery. I'm sure they won't want to see several claims but at least I know I can get $500 for another phone if I damage this one.

BCM · November 13th, 2009, 11:13 AM

Quote:

Originally Posted by bbrad

Check with your home owners insurance. Most cover $500 phone for about $30 a year. Verizon wanted $8 a month.

Great suggestion, thanks.

dawnstacie · December 9th, 2009, 08:13 PM

Which insurance plan did you get? There is a 6 dollar plan and 8 dollar. What is the difference??

W4LLY · December 9th, 2009, 11:43 PM

i have a 5$ a month plan or something like that. Basically if my phone get's lost, stolen, broken, ect, I can pay 50$ and get a brand new one. This has saved me in the past multiple times. Keep in mind if you lose your phone, you'd need to buy it at the full price of 199$.

This is something that Apple Care nor ATT offer, which is such a shame.

5 extra dollars on my monthly bill doesn't bother me.

dragonbro · December 9th, 2009, 11:48 PM

$8 a month.........no choice of a lower cost option. I've been pushed in a pool before with my phone in my pocket. I bet it wasn't the 1st or last time it will happen.

W4LLY · December 9th, 2009, 11:49 PM

Ah, it was 5. Regardless, still seems good to me.

dawnstacie · December 10th, 2009, 08:58 AM

Yeah, I just called. The 6 dollar plan is only for a year and the 8 dollar plan is for two years. It is a little annoying since the warranty is for a full year and you would think since you are paying for 2 years it will be cheaper than 1 year, byt whatever. It is worth it! If sometHing happened to my phone, I would have to pay full retail value which is like $500, CRAZY!

Nunley · December 10th, 2009, 05:20 PM

I did not get the insurance as I was told it was 8.99 a month with a hundred dollar deductible. The phone is covered for defects for a year and I only do 1 year contracts. That comes out to (9.54 with taxes a month * 12 + 100.00 deductible) around 215.00 for their insurance. Plus or should I say Minus .. they have a 3rd party company send you out a refurbished phone, which in my experience you'll have to send back a few times until you don't get a lemon. I'd rather put that money toward the Snapdragon processor version coming out soon.

Bxrider11 · December 10th, 2009, 05:41 PM

I have the insurance on my Eris, but i have had it for a number of years with my blackberries. Before buying the Eris, my Storm 1 was beat up so I used my insurance and got a new refurbished one for $50 which I sold for $202 on E-bay. I think haveing the insurance works and I think with the Eris I have to pay $90 for a new one.

hrbib21 · December 11th, 2009, 12:04 AM

Quote:

Originally Posted by Bxrider11

Before buying the Eris, my Storm 1 was beat up so I used my insurance and got a new refurbished one for $50 which I sold for $202 on E-bay.

I find this funny for some reason...