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Old July 17th, 2010, 12:25 AM   #51 (permalink)
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Originally Posted by J03 View Post
Lost or stolen no. Water yes. Bestbuy wouldnt sell any insurance if they didnt cover water damage.
Yes they would. Insurance doesn't typically cover water damage. Here is the wording from the agreement for the black tie insurance for 2 years for 170.00:

A. Geek Squad Black Tie Protection Repair Coverage (GSBTP).

This Plan covers parts and labor costs to repair your product in the event your product fails to properly operate due to:
Defect in materials or workmanship
Normal wear and tear
Dust, internal overheating, internal humidity/condensation
A power surge/fluctuation
Defective pixels for those products that have a pixel-based display. Pixel repair will be based upon three (3) defective pixels located in a group less than one half (1/2) square inch or five (5) defective pixels throughout the entire display area.
If we determine in our sole discretion thatyour product cannot be repaired, we will replace it with a product of like kind and quality that is of comparable performance or reimburse you for replacement of the product with a voucher or gift card, at our discretion, equal to the current market value of the product, as determined by us, not to exceed the original purchase price of your product, including taxes.
Technological advances may result in a replacement product with a lower selling price than the original product.
Replacement parts or products may be new or rebuilt to meet the manufacturer's specifications of the original product at our discretion
If your original product was delivered and/or installed by Best Buy or Geek Squad as stated on the same purchase receipt as the purchase of this Plan, and you receive a replacement product pursuant to these terms and conditions or it is necessary for us to remove your product from your home for it to be serviced, we will cover the delivery and installation costs for your replacement product or serviced product exclusive of parts such as mounting brackets, kits, etc., that may be needed to complete the installation.
Your coverage under this Plan is effective beginning on the date you purchase your product or on the date your original product was delivered to you as stated on your purchase receipt and will expire either one (1), two (2), three (3), four (4), or five (5) years from this effective date depending on the length of Plan you purchased and as stated on your purchase receipt.
Our obligations under this Plan will be fulfilled in their entirety if we replace your product or issue you a voucher or gift card for replacement of your product pursuant to these terms and conditions.
Parts replaced under the terms and conditions of this Plan become the sole property of AIGWG/Best Buy/Magnolia except where prohibited by law.
This Plan is inclusive of your product's manufacturer's warranty; it does not replace your product's manufacturer's warranty, but it does provide certain additional benefits as listed within this Plan during the term of the manufacturer's warranty.
Parts and services covered under the manufacturer's warranty during the manufacturer's warranty period or are the subject of a manufacturer's recall are the responsibility of the manufacturer and are not covered under this Plan.
After the manufacturer's warranty expires, this Plan continues to provide the benefits provided by the manufacturer's warranty (excluding manufacturer's loaner programs), as well as certain additional benefits as listed within these terms and conditions.
Coverage under this Plan may be available on a limited basis outside of the United States, for details call 1-800-GEEKSQUAD.

B. Geek Squad Black Tie Protection Product Specific Repair Coverage (GSBTP).

The following coverages are provided to you under this Plan for the following products and are in addition to the coverages provided to you as stated within Section A, Coverage:
Smartphones, Personal Digital Assistants and Subscription Based Mobile Phones:
One (1) battery repair or replacement, when the original battery is defective as determined by us, in our sole discretion. You may be required to return your original defective battery to us to receive a replacement battery.
Repair or replacement, in our sole discretion, of chargers or cradles that were included with your product at the time of purchase; these products may be mailed to you and are limited to one like item per Plan term.
Appliances: In addition to the coverages for the products specifically listed in this subsection, this Plan also provides for the removal and installation of an appliance in the same location for services purposes provided that the appliance was delivered and/or installed by a Best Buy Authorized Servicer, Best Buy Authorized Installation Provider or a Geek Squad Installation Technician as stated on the same purchase receipt as the purchase of this Plan.


It mentions internal condensation but not water damage. This seems to be cheaper than the 10.00 per month so there must be an add on option to cover water damage but I don't think so.

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Old July 17th, 2010, 05:10 AM   #52 (permalink)
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Old July 17th, 2010, 07:53 AM   #53 (permalink)
 
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Question? Is there any type of clause in Best Buys repair contract that says after a given number of days out for repair if the repair is still not complete due to lack of parts or whatever, they just replace the device with a new one?
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Old July 17th, 2010, 08:02 AM   #54 (permalink)
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Yes they would. Insurance doesn't typically cover water damage. Here is the wording from the agreement for the black tie insurance for 2 years for 170.00:

A. Geek Squad Black Tie Protection Repair Coverage (GSBTP).

This Plan covers parts and labor costs to repair your product in the event your product fails to properly operate due to:
Defect in materials or workmanship
Normal wear and tear
Dust, internal overheating, internal humidity/condensation
A power surge/fluctuation
Defective pixels for those products that have a pixel-based display. Pixel repair will be based upon three (3) defective pixels located in a group less than one half (1/2) square inch or five (5) defective pixels throughout the entire display area.
If we determine in our sole discretion thatyour product cannot be repaired, we will replace it with a product of like kind and quality that is of comparable performance or reimburse you for replacement of the product with a voucher or gift card, at our discretion, equal to the current market value of the product, as determined by us, not to exceed the original purchase price of your product, including taxes.
Technological advances may result in a replacement product with a lower selling price than the original product.
Replacement parts or products may be new or rebuilt to meet the manufacturer's specifications of the original product at our discretion
If your original product was delivered and/or installed by Best Buy or Geek Squad as stated on the same purchase receipt as the purchase of this Plan, and you receive a replacement product pursuant to these terms and conditions or it is necessary for us to remove your product from your home for it to be serviced, we will cover the delivery and installation costs for your replacement product or serviced product exclusive of parts such as mounting brackets, kits, etc., that may be needed to complete the installation.
Your coverage under this Plan is effective beginning on the date you purchase your product or on the date your original product was delivered to you as stated on your purchase receipt and will expire either one (1), two (2), three (3), four (4), or five (5) years from this effective date depending on the length of Plan you purchased and as stated on your purchase receipt.
Our obligations under this Plan will be fulfilled in their entirety if we replace your product or issue you a voucher or gift card for replacement of your product pursuant to these terms and conditions.
Parts replaced under the terms and conditions of this Plan become the sole property of AIGWG/Best Buy/Magnolia except where prohibited by law.
This Plan is inclusive of your product's manufacturer's warranty; it does not replace your product's manufacturer's warranty, but it does provide certain additional benefits as listed within this Plan during the term of the manufacturer's warranty.
Parts and services covered under the manufacturer's warranty during the manufacturer's warranty period or are the subject of a manufacturer's recall are the responsibility of the manufacturer and are not covered under this Plan.
After the manufacturer's warranty expires, this Plan continues to provide the benefits provided by the manufacturer's warranty (excluding manufacturer's loaner programs), as well as certain additional benefits as listed within these terms and conditions.
Coverage under this Plan may be available on a limited basis outside of the United States, for details call 1-800-GEEKSQUAD.

B. Geek Squad Black Tie Protection Product Specific Repair Coverage (GSBTP).

The following coverages are provided to you under this Plan for the following products and are in addition to the coverages provided to you as stated within Section A, Coverage:
Smartphones, Personal Digital Assistants and Subscription Based Mobile Phones:
One (1) battery repair or replacement, when the original battery is defective as determined by us, in our sole discretion. You may be required to return your original defective battery to us to receive a replacement battery.
Repair or replacement, in our sole discretion, of chargers or cradles that were included with your product at the time of purchase; these products may be mailed to you and are limited to one like item per Plan term.
Appliances: In addition to the coverages for the products specifically listed in this subsection, this Plan also provides for the removal and installation of an appliance in the same location for services purposes provided that the appliance was delivered and/or installed by a Best Buy Authorized Servicer, Best Buy Authorized Installation Provider or a Geek Squad Installation Technician as stated on the same purchase receipt as the purchase of this Plan.


It mentions internal condensation but not water damage. This seems to be cheaper than the 10.00 per month so there must be an add on option to cover water damage but I don't think so.
Internal condensation is legalese for any and all moisture (water) related damage. Plus I have first hand knowledge that water damage is covered.
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Old July 17th, 2010, 08:08 AM   #55 (permalink)
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Question? Is there any type of clause in Best Buys repair contract that says after a given number of days out for repair if the repair is still not complete due to lack of parts or whatever, they just replace the device with a new one?
Yes, 30 days. At 30 days the repair is automatically canceled and a couple of days later best buy is given an authorization to replace your phone with a new in store phone.
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Old July 17th, 2010, 08:13 AM   #56 (permalink)
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That's why I get squaretrade for all my small electronics. The deductible for accidental or water damage is only $50 and the guarantee a brand new phone. Plus they're cheaper too.
Square trade forces 2 years worth of warranty. I am planning on buying a new phone every year and dumping the old on a popular auction site.

As for BestBuys warranty, they are terrible... TERRIBLE. My ExGF bought their warranty. When her compact clamshell style Samsung broke (which cost $250 after contract), they sent her a huge non-clamshell SANYO. They called it an "Equivalent phone"... GARBAGE.
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Old July 17th, 2010, 08:16 AM   #57 (permalink)
 
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Yes, 30 days. At 30 days the repair is automatically canceled and a couple of days later best buy is given an authorization to replace your phone with a new in store phone.
Well thats decent then.
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Old July 17th, 2010, 08:20 AM   #58 (permalink)
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Yes they would. Insurance doesn't typically cover water damage. Here is the wording from the agreement for the black tie insurance for 2 years for 170.00:

It mentions internal condensation but not water damage. This seems to be cheaper than the 10.00 per month so there must be an add on option to cover water damage but I don't think so.
Be careful with these bulk plans. I paid in bulk with my palm pre because the guy said it was the exact same thing as month to month only you saved money by buying in advance. This is not the case as far as I could tell. I was only 7 months in when I brought my pre in for repair. When they took over 30 days they issued me a voucher that I bought the evo with. Apparently they close out your black tie and consider it claimed. You have to sign up again for a new black tie every time you get a new phone. The geek squad manager said the bulk plans just close out and you don't get a pro-rated refund for the plan. When I made a fuss about it the mobile manager typed a bunch of crap into the computer and suddenly had a pro-rated refund for me(my bulk price - $5/month * 7 mo. for the pre). I don't think this is standard practice however so if you make a claim within 17 months, I would insist on a refund of the remainder.
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Old July 17th, 2010, 09:00 AM   #59 (permalink)
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That's why I get squaretrade for all my small electronics. The deductible for accidental or water damage is only $50 and the guarantee a brand new phone. Plus they're cheaper too.
Squaretrade is the worst value out there.

You have to pay in full up front and you are only covered for ONE EVENT. If you make use of their insurance 1 week after you got the device you have to buy it and start all over again for your replacement. You need to add that into the "out of pocket" costs. If you drown your phone 3 times in a year you have to rebuy the insurance at full price 3 times.

With Sprint insurance you pay 1 month at a time and if you drown your phone 3 times in a year you are still paying the same $7/month for the year.

3 losses in a year:

Sprint $84 for insurance, $300 for 3 deductibles, replace phone at no add'l cost usually within a day or 2 = $384

Squaretrade $300 for insurance (3 x $100), $150 for 3 deductibles, TAX on the phone (because you have to buy it yourself, they just give you cash) = ~$650 (figuring $50 sales tax x 3 on your new phones you have to buy).

Best Buy .... overpriced and just a total rip off. You have to be without your phone for 3-4 weeks. What good is that?
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Old July 17th, 2010, 11:45 AM   #60 (permalink)
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Just to be clear, one of my bf is a BB Store Manager, and while BB does have the insurance and all that, there is no automatic 30 day set in stone setup when you drop off a phone, from the point of getting it repaired or wanting it repaired, to getting a new phone. If it's deemed it could take longer for the repair, they have that option of keeping it longer, before choosing to give you a new phone, OR, an equivalent type phone, remember those words. Also, some stores have repair people (Geek Squad), and even she stated she wouldn't trust them with a repair, while in other stores, she knows some great guy's that know what they are doing, so you have to put that in to your equation too. Some think with their plan any problem with your phone and they just give you a new one, that's not the case, they will try to repair it, and it could take a long time for that, before they opt to give you another one, or one they think is on par with what you bought.. In the end I went with Sprint's insurance cause it fit what I wanted and though I bought my phone through BB, I don't trust those I know at Geek Squad in that store or some of the others, lol.. Just pick what's right for you is the moral of it all I guess..
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Old July 17th, 2010, 12:27 PM   #61 (permalink)
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Originally Posted by MisterEd;
Squaretrade is the worst value out there.

You have to pay in full up front and you are only covered for ONE EVENT. If you make use of their insurance 1 week after you got the device you have to buy it and start all over again for your replacement. You need to add that into the "out of pocket" costs. If you drown your phone 3 times in a year you have to rebuy the insurance at full price 3 times.

With Sprint insurance you pay 1 month at a time and if you drown your phone 3 times in a year you are still paying the same $7/month for the year.

3 losses in a year:

Sprint $84 for insurance, $300 for 3 deductibles, replace phone at no add'l cost usually within a day or 2 = $384

Squaretrade $300 for insurance (3 x $100), $150 for 3 deductibles, TAX on the phone (because you have to buy it yourself, they just give you cash) = ~$650 (figuring $50 sales tax x 3 on your new phones you have to buy).

Best Buy .... overpriced and just a total rip off. You have to be without your phone for 3-4 weeks. What good is that?
Thank you very much for that info on squaretrade.
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Old July 17th, 2010, 12:28 PM   #62 (permalink)
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Default Sprint vs BB Insurance - My experience

I bought two EVO's on launch day. 35 days later, one of the EVO's stopped registering input to the touch screen. I have both Sprint AND BB black tie insurance. I bought the BB insurance in addition to the sprint insurance I already had because I liked the 'you get a brand new phone' pitch, and I didn't know which insurance would pay off in the end. So, I walk in to a BB 35 days after purchase date (from BB on launch day) and I'm told I'm out of the 30 day period and will have to wait 3 to 4 weeks for repair or replacement.

BB suggests I go to Sprint and see what they can do for the touchscreen problem on site. BB does me the courtesy of calling the local sprint store and finding out if the Tech guys are on site. I go to the Sprint store, and after 30 minutes of trying to figure out what's wrong with the phone, they give up and give me a refurbished EVO on the spot, after transferring the memory card, downloading updates and reloading google contacts for me. That was nice.

The Sprint technician also told me something interesting. He said that the motherboard of the replacement EVO is refurbished. However, all the other hardware on the phone is new. The phone looks and feels new, exactly the way the two brand new phones felt when I bought them from BB on launch day. I did not pay any deductibles. I did not send my phone out and wait. I just got a replacement EVO that seems absolutely new to me (which it would if the only part that was refurbished was the motherboard).

I have to say the Sprint plan really paid off for me here. I'm glad someone else posted the key features of each insurance plan earlier in this thread, because it helped me confirm I don't really have a good reason to keep the BB insurance. What for? So I can wait as long as they deem necessary to repair the EVO? I'll take an on the spot refurbished EVO over a month long wait for a new EVO every time, but that's just me. I think I'm going to cancel the BB plan.
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Old July 17th, 2010, 01:03 PM   #63 (permalink)
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This is a much needed thread. Thanks for all the info on experiences.

I purchased the BB insurance, partly due to the no deductible and the "hard close" pitch of buy it now with your phone or too bad. I would agree with all the suggestions of month to month payment as I have the option of dropping it at any time. Outside of the experience of the first poster, has anyone had a quality experience with BB Black Tie?

With respect to Sprint's insurance is the deductible only charged when the phone is lost? I liked hearing that they accessed the phone on site and gave a replacement. Are all sprints replacements refurbished? Do they always have clean/new externals? I just don't want to be handed a used looking phone.

The 100 dollar deductible was part of what got me to go to BB. I've never lost a phone (or broken one for that matter, so I know I'm about due) so hearing BB covers all damage and wear, you just have to bring them a phone sounded good. Sprint Ins. doesn't deal with accidental breakage. Correct?

To be honest hearing the two pitches at the time I remember thinking. With Sprint if I break my EVO just throw it in the garbage go to Sprint and say I lost it. 100 dollars later refurbished phone.

With Best Buy don't lose it and I'm fine. Broken phone, bring it in. New phone no deductible. This seems to be less the normal practice through experiences on here.

What are Best Buys loner phones? Same model or some crap Nokia circa 1996?
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Old July 17th, 2010, 02:04 PM   #64 (permalink)
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Yup, Thats the way to do it. So they can't repair it and have to give you a new one.
The manager at the BB I got my Evo from ran over his Evo and got a brand new one. I'm sure he didn't have to wait for repairs since it was smashed completely.
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Old July 17th, 2010, 02:12 PM   #65 (permalink)
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I cracked my camera glass. Paid $100 deductible with sprint Ins. I'm waiting for a replacement phone from the manufacturer. I'm happy.
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Old July 17th, 2010, 02:47 PM   #66 (permalink)
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This is what a prime example of why people have negative experiences. At best buy, in particular, most of the confusion stems from employees not knowing or refusing to acknowledge certain aspects if the plan, especially within the first 30 days. Luckily, you were persistent enough to dig to the bottom and got results. If you had not done so, you would have been among the many who had to send there phones off instead of getting it replaced there in the store. You shouldn't have to go through flaming hoops to get the coverage you pay your hard earned money for every month. But unfortunately that's the way it is in some stores.
I had a bad and good BB experience. My micro USB port wasn't working and I was on day 28 of my trial period. The bb store I got mine from told me it would take up to 30 days for repair and they couldnt exchange it because they wouldn't have any more for a few weeks.

A friend told me you don't have to go to the same store you bought it from. I called the one closer to my house and the woman on the phone gave me a hard time. I told them I didn't want to send it in for repairs because I still had 2 days left to return it.

I didn't like what she had to say so I said let me speak to the manager, and she replied 'i am the manager'. I told her if she's the best they got then I'm screwed. I think she took it personally. She said let me have your number and I'll get back to you.

10 minutes later I got a call and was told to go to the store I originally got it from and they will take care of me. After I got their, I got a brand new evo and they also got me a zagg screen protector.

This was yesterday, so I'm installing my backups from my pc still. It sucks because the first store lied to my face, well to my ear since it was over the phone, but in the end I'm happy.

PS:
I used App Dragon to make a list of all of my apps and then it emailed the list to me. I also used Appsinstaller to back up my apps. In case I forgot to back up an app, I have an email to remind me what apps I had.
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Old July 17th, 2010, 05:14 PM   #67 (permalink)
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Internal condensation is legalese for any and all moisture (water) related damage. Plus I have first hand knowledge that water damage is covered.
Internal Humidity/Condensation is legalese for "We can decide we don't cover submerged". Otherwise they would put Liquid Damage. Trust me I went through a lot of this in 2005 when my apartment decided to get flooded by Katrina.
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Old July 17th, 2010, 10:52 PM   #68 (permalink)
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I had a bad and good BB experience. My micro USB port wasn't working and I was on day 28 of my trial period. The bb store I got mine from told me it would take up to 30 days for repair and they couldnt exchange it because they wouldn't have any more for a few weeks.

A friend told me you don't have to go to the same store you bought it from. I called the one closer to my house and the woman on the phone gave me a hard time. I told them I didn't want to send it in for repairs because I still had 2 days left to return it.

I didn't like what she had to say so I said let me speak to the manager, and she replied 'i am the manager'. I told her if she's the best they got then I'm screwed. I think she took it personally. She said let me have your number and I'll get back to you.

10 minutes later I got a call and was told to go to the store I originally got it from and they will take care of me. After I got their, I got a brand new evo and they also got me a zagg screen protector.

This was yesterday, so I'm installing my backups from my pc still. It sucks because the first store lied to my face, well to my ear since it was over the phone, but in the end I'm happy.

PS:
I used App Dragon to make a list of all of my apps and then it emailed the list to me. I also used Appsinstaller to back up my apps. In case I forgot to back up an app, I have an email to remind me what apps I had.
I got a surprise call from the manager at BB and asked me if I was taken care of. I told her everything went great and I got another Evo and also thanked her from helping me out.

She reminded me about my negative comment about her being the best they had. I thanked her for what she did, and also told her I thought it was odd the other BB found an Evo even though they weren't going to have any for a few weeks. She didn't respond to that part, but I'll shop at BB again.
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Old July 17th, 2010, 11:57 PM   #69 (permalink)
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I have to say the Sprint plan really paid off for me here. I'm glad someone else posted the key features of each insurance plan earlier in this thread, because it helped me confirm I don't really have a good reason to keep the BB insurance. What for? So I can wait as long as they deem necessary to repair the EVO? I'll take an on the spot refurbished EVO over a month long wait for a new EVO every time, but that's just me. I think I'm going to cancel the BB plan.
Just to let you know. The reason they gave you a refurb on the spot was because it was a factory defect. The insurances had nothing to do with it. The insurance is for an accidental breakage or lost/stolen phone. If its a defect you bring it to sprint for the first year. You dont need insurance for defects.

How you should really compare the plans is for accidental damage.

BB- 10/mo, no deductible, 3-4 weeks for repair or replace with new. Does not cover loss or theft.

Sprint - 7/mo, $100 deductible. Quicker repair or replace with refurb. Covers loss or theft.

What you should

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Originally Posted by williamhereford View Post
This is a much needed thread. Thanks for all the info on experiences.

I purchased the BB insurance, partly due to the no deductible and the "hard close" pitch of buy it now with your phone or too bad. I would agree with all the suggestions of month to month payment as I have the option of dropping it at any time. Outside of the experience of the first poster, has anyone had a quality experience with BB Black Tie?

With respect to Sprint's insurance is the deductible only charged when the phone is lost? I liked hearing that they accessed the phone on site and gave a replacement. Are all sprints replacements refurbished? Do they always have clean/new externals? I just don't want to be handed a used looking phone.

The 100 dollar deductible was part of what got me to go to BB. I've never lost a phone (or broken one for that matter, so I know I'm about due) so hearing BB covers all damage and wear, you just have to bring them a phone sounded good. Sprint Ins. doesn't deal with accidental breakage. Correct?

To be honest hearing the two pitches at the time I remember thinking. With Sprint if I break my EVO just throw it in the garbage go to Sprint and say I lost it. 100 dollars later refurbished phone.

With Best Buy don't lose it and I'm fine. Broken phone, bring it in. New phone no deductible. This seems to be less the normal practice through experiences on here.

What are Best Buys loner phones? Same model or some crap Nokia circa 1996?
1. See my post on page 1 for a good experience.

2. Sprint also covers accidental damage.

3. A pos loaner. I got some old samsung.

Quote:
Originally Posted by sikclown View Post
Internal Humidity/Condensation is legalese for "We can decide we don't cover submerged". Otherwise they would put Liquid Damage. Trust me I went through a lot of this in 2005 when my apartment decided to get flooded by Katrina.
The paperwork they give you with info on the black tie program clearly states that it covers any and all types of damage no questions asked as long as you bring the phone in.
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Old July 18th, 2010, 01:31 PM   #70 (permalink)
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Sprint is $100 deductable $7 a month. Sprint's policy is if they can't fix it you get a new one. If they don't have your phone in stock you get an equivalent phone (which can be better) or the next best thing. If its from a phone defect you don't have to pay the deductable.

I used a crappier case than the one that you have. I dropped this thing pretty hard onto hardwood and the pavement. Never cracked. Had a scratch on my screen but I had a screen protector so it was alright. You might have dropped it on like a small rock screen first to cause that. Unless you had a "juggling" event and hurled it to the floor. lol
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Old July 18th, 2010, 01:37 PM   #71 (permalink)
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Old July 18th, 2010, 02:09 PM   #72 (permalink)
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Originally Posted by jessea2503 View Post
100 for lower priced smart phones 150 for higher priced ones.
BUZZ!!!!!

Don't go passing wrong information! I just checked Assurion today (7/18) - STILL $50 OR $100! CHECK THE INSURANCE WEBSITE BEFORE YOU LIE TO PEOPLE!!!!
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Old July 18th, 2010, 02:29 PM   #73 (permalink)
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Old July 18th, 2010, 02:41 PM   #74 (permalink)
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Call the credit card company you used to buy your phone. Many automatically offer free 90 day accidental damage coverage, and extend your warranty one year, no deductible, when using the card for purchases.
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Old July 18th, 2010, 05:01 PM   #75 (permalink)
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I don't get insurance at all since I get a $150 credit each year for a new phone anyway. If I break my EVO I will just have to use my old phone as a backup until the next upgrade.

Ins is not worth it in my opinion.
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Old July 18th, 2010, 06:36 PM   #76 (permalink)
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Quote:
Originally Posted by tqlla View Post
Square trade forces 2 years worth of warranty. I am planning on buying a new phone every year and dumping the old on a popular auction site.
if you kept your old phone, you could skip insurance all together. unless your really that clumsy you can just switch back to your old for your remaining months, considering you will upgrade every year. you could always just insure it for the first couple of months while its new and then drop it. then the next year sell your 2 year old back up to sprint and get the 50 rebate.
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Old July 18th, 2010, 06:37 PM   #77 (permalink)
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Quote:
Originally Posted by kb5zcr View Post
I don't get insurance at all since I get a $150 credit each year for a new phone anyway. If I break my EVO I will just have to use my old phone as a backup until the next upgrade.

Ins is not worth it in my opinion.

missed your post, but this is exactly what i do. smart man
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Old July 18th, 2010, 07:13 PM   #78 (permalink)
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dropped mine the second week i had it, shattered screen, had sprint insurance,$100 ded. got my new phone in 5 days(because it was back ordered) brand new in the box unit
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Old July 18th, 2010, 07:16 PM   #79 (permalink)
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Quote:
Originally Posted by pgus13 View Post
So in essence YOU signed something without reading it??

DUMBASS!!!
When a U.S. Supreme Court justice admits that he did not review his loan documents, I would CERTAINLY hesitate to call someone a "dumbass" for not reading the insurance small print. Who among us had the time or inclination to put a hand up and say to the BB cashier, "Hold on for ten minutes while I read all the fine print that screws me even if I read it."

I have used Sprint since I started in 2006. I had several problems with my HTC Touch (the original touchscreen phone. Sorry Apple.) I also had issues with the HTC Diamond. Every time I brought it in to the Sprint service, they either swapped my phone out in minutes or if they were out of stock, they had it to me the next day. NO deductible and NO waiting for repairs.

I am totally satisfied with Sprint service coverage. I haven't used the insurance part of it yet, but the service is worth the $10 alone.

Edit: Oops, that was the brilliant Appellate Justice Posner that didn't bother to read his loan docs. (And don't read the following unless you just want to be legally entertained.) This is what was said:
Judge Richard Posner recently admitted at an American Constitution Society conference on regulation that when presented with voluminous documentation at his home equity closing, he signed on the dotted line without reading the paperwork. David Lat, the Above the Law blogger, was incredulous:
"This generated laughter from the crowd, due to Judge Posner’s status as one of the greatest legal minds of his (or any other) generation. It was amusing to imagine the brilliant Posner flipping page after page of paperwork and mechanically scribbling next to every “Sign Here” flag, without even bothering to read what he was signing. It’s the kind of behavior one would expect from a person earning $35,000 and a buying a $600,000 home two hours outside of Phoenix, circa 2006 — but not from one of America’s leading jurists."

Point taken, but I'm with Judge Posner. In the end, if you want a loan, you sign the document.
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Old July 18th, 2010, 10:35 PM   #80 (permalink)
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Quote:
Originally Posted by unplugged1 View Post
When a U.S. Supreme Court justice admits that he did not review his loan documents, I would CERTAINLY hesitate to call someone a "dumbass" for not reading the insurance small print. Who among us had the time or inclination to put a hand up and say to the BB cashier, "Hold on for ten minutes while I read all the fine print that screws me even if I read it."

I have used Sprint since I started in 2006. I had several problems with my HTC Touch (the original touchscreen phone. Sorry Apple.) I also had issues with the HTC Diamond. Every time I brought it in to the Sprint service, they either swapped my phone out in minutes or if they were out of stock, they had it to me the next day. NO deductible and NO waiting for repairs.

I am totally satisfied with Sprint service coverage. I haven't used the insurance part of it yet, but the service is worth the $10 alone.

Edit: Oops, that was the brilliant Appellate Justice Posner that didn't bother to read his loan docs. (And don't read the following unless you just want to be legally entertained.) This is what was said:
Judge Richard Posner recently admitted at an American Constitution Society conference on regulation that when presented with voluminous documentation at his home equity closing, he signed on the dotted line without reading the paperwork. David Lat, the Above the Law blogger, was incredulous:
"This generated laughter from the crowd, due to Judge Posner’s status as one of the greatest legal minds of his (or any other) generation. It was amusing to imagine the brilliant Posner flipping page after page of paperwork and mechanically scribbling next to every “Sign Here” flag, without even bothering to read what he was signing. It’s the kind of behavior one would expect from a person earning $35,000 and a buying a $600,000 home two hours outside of Phoenix, circa 2006 — but not from one of America’s leading jurists."

Point taken, but I'm with Judge Posner. In the end, if you want a loan, you sign the document.
Keep in mind that the current administration passed a bill that had more than 1,000 pages, and had less than 24 hours to read it.

Sorry, just keeping it in perspective...
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Old July 18th, 2010, 11:03 PM   #81 (permalink)
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Quote:
Originally Posted by kb5zcr View Post
I don't get insurance at all since I get a $150 credit each year for a new phone anyway. If I break my EVO I will just have to use my old phone as a backup until the next upgrade.

Ins is not worth it in my opinion.
I'm curious. Is that the two year upgrade policy they have? Because if it is it doesn't carry over. It didn't for me. I was with them for like 6 years so I should have gotten it for free. What I remember was $75 for 1 year, $150 for two and it doesn't carry over. Unless you are talking about something else then please share! lol
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Old July 18th, 2010, 11:40 PM   #82 (permalink)
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Originally Posted by nyczducky View Post
I'm curious. Is that the two year upgrade policy they have? Because if it is it doesn't carry over. It didn't for me. I was with them for like 6 years so I should have gotten it for free. What I remember was $75 for 1 year, $150 for two and it doesn't carry over. Unless you are talking about something else then please share! lol
He is talking about the Sprint Premier program. If you are Premier you get the 150.00 upgrade every year
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Old July 19th, 2010, 09:17 AM   #83 (permalink)
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Originally Posted by J03 View Post
Just to let you know. The reason they gave you a refurb on the spot was because it was a factory defect. The insurances had nothing to do with it. The insurance is for an accidental breakage or lost/stolen phone. If its a defect you bring it to sprint for the first year. You dont need insurance for defects.

How you should really compare the plans is for accidental damage.

BB- 10/mo, no deductible, 3-4 weeks for repair or replace with new. Does not cover loss or theft.

Sprint - 7/mo, $100 deductible. Quicker repair or replace with refurb. Covers loss or theft.

.....
Perhaps, but I wonder why BB didn't do an exchange for the factory defect? They're the retailer I bought the phone from, not Sprint? Maybe two reasons why not: they don't keep refurbished phones in stock, and they don't handle manufacturer warranties directly.

Either way, I think the following points related to the Sprint plan are the reason I got the refurbished unit, and it has nothing to do with the manufacturers warranty:

Equipment Service and Repair Program:
  • Provides coverage for mechanical or electrical failure, routine maintenance or failure from normal wear and tear.
  • No additional out-of-pocket charges to repair or replace your malfunctioning device
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Old July 19th, 2010, 01:05 PM   #84 (permalink)
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Quote:
Originally Posted by sikclown View Post
Not that I know of unless they have changed recently. To my knowledge they do not cover lost or stolen or water damage. And TEP deductible is still 100.00, I called. Now to answer your question about why people ignore the deductible.. It is not ignoring .. If I get my phone wet 11 months into my contract it gets replaced for 100.00 and then you add in the money I have already paid and it is 177.00 plus tax. How much does that situation cost you? Best Buy's insurance has it's merit for sure but I am more of a full coverage with deductible kind of guy based on things that have happened to my electronics. I live in New Orleans... Went through Katrina... Things get wet here.
Just called Best Buy (since you might have read above that I have a cracked EVO screen awaiting "a fix" (be it repair or replacement).

The Geek manager said they cover "spillage" but NOT "submersion." So spill soda on your desk on your phone, covered; jump into pool drunk with phone in pocket, NOT covered. He DID say that if you went in for a "quick dip" you can bring in the phone to be sent in for repair and the repair department will assess whether it is covered but there IS a difference between spill/splash vs. submerged.

Interesting point with water and Katrina. I'm in FL so went through Katrina as well (NOT **THE** Katrina you went through...) and also Wilma and Frances and Ivan and....

Wonder if there is a "light rain on phone" provision vs. a "hurricane rain on phone" provision?? ;->

Scott
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Old July 25th, 2010, 12:08 AM   #85 (permalink)
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Have you gotten your EVO back yet?? If so, how long did it all take?? If NOT, what new info have you received??

Scott
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Old August 10th, 2010, 02:03 PM   #86 (permalink)
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Originally Posted by scudder View Post
Have you gotten your EVO back yet?? If so, how long did it all take?? If NOT, what new info have you received??

Scott
IF any cares...my EVO went in to Best Buy on 7/15 and was flagged for a "repair" rather than replace. You can see my story up above but, long story short, took TWENTY DAYS to get my phone back. Was RATHER ANXIOUS about the amount of time that it took because I was told by the mobile rep at the store (who had NO CLUE what the time was for the phone at the repair facility in TX) that "About a week" and it would be back.

Other than the amount of time that, if they said, "perhaps 3 weeks" I would have been less anxious, the experience was FINE. Got my repaired phone back and looks/works brand NEW!!!

BTW, the original poster of this forum thread got his phone back a few days before me...his wait was probably close to a month....
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Old August 10th, 2010, 02:12 PM   #87 (permalink)
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Originally Posted by hyabusha View Post
I cracked my camera glass. Paid $100 deductible with sprint Ins. I'm waiting for a replacement phone from the manufacturer. I'm happy.
Received my BRAND NEW sealed and unopened replacement EVO. Hardware 003 by the way.

I couldn't be more happy with the fast service!! ^_^
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Old August 10th, 2010, 02:15 PM   #88 (permalink)
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Originally Posted by hyabusha View Post
Received my BRAND NEW sealed and unopened replacement EVO. Hardware 003 by the way.

I couldn't be more happy with the fast service!! ^_^
How long did it take?? I'm asking because of weighing my wait-20-days, repair-like-new, NO deductible vs. your wait-XX-days, NEW phone, $100 deductible...

Thanks!
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Old August 10th, 2010, 02:23 PM   #89 (permalink)
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wow...can't believe i read all that.


i got $5 says you drop it again.
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Old August 10th, 2010, 02:30 PM   #90 (permalink)
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I love happy endings. *sniff sniff*
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Old August 10th, 2010, 02:34 PM   #91 (permalink)
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Originally Posted by 81_ View Post
wow...can't believe i read all that.


i got $5 says you drop it again.

If you're talking to me, I got a $10 bet PER MONTH with myself that I DO DROP IT AGAIN. That would be my $10/month insurance.

I dropped mine after 5 weeks of owning my phone...best $12 I ever spent!!

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Old August 10th, 2010, 02:40 PM   #92 (permalink)
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If you're talking to me, I got a $10 bet PER MONTH with myself that I DO DROP IT AGAIN. That would be my $10/month insurance.

I dropped mine after 5 weeks of owning my phone...best $12 I ever spent!!

the OP says he drops his phones all the time, than says he will never drop it again.

me on the other hand, i'm 40 days in without a scratch.
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Old August 10th, 2010, 03:05 PM   #93 (permalink)
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I'm just wondering, did you end up paying a full phone bill for that month? Try to work anything out with Sprint?
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Old August 10th, 2010, 03:24 PM   #94 (permalink)
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I'm just wondering, did you end up paying a full phone bill for that month? Try to work anything out with Sprint?
Not sure if you're speaking with me but for me it was a NON-issue with the Sprint bill. Best Buy gives you a loaner phone so you are NEVER phone-less. I actually wound up re-activating my old Palm Centro. That's another benefit to Best Buy...the loaner program. You're NEVER without a phone....
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Old August 10th, 2010, 03:35 PM   #95 (permalink)
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Quote:
Originally Posted by scudder View Post
Just called Best Buy (since you might have read above that I have a cracked EVO screen awaiting "a fix" (be it repair or replacement).

The Geek manager said they cover "spillage" but NOT "submersion." So spill soda on your desk on your phone, covered; jump into pool drunk with phone in pocket, NOT covered. He DID say that if you went in for a "quick dip" you can bring in the phone to be sent in for repair and the repair department will assess whether it is covered but there IS a difference between spill/splash vs. submerged.

Interesting point with water and Katrina. I'm in FL so went through Katrina as well (NOT **THE** Katrina you went through...) and also Wilma and Frances and Ivan and....

Wonder if there is a "light rain on phone" provision vs. a "hurricane rain on phone" provision?? ;->

Scott
Just checked the terms and conditions and sure enough this guy is right.

"parts and labor costs to repair your product as
a result of damage to your product that is the
result of an unexpected and unintentional external
event (drops and spills) that arise from
your normal daily usage of the product as the
manufacturer intended. Secondary damage
or using the product in a manner the manufacturer
did not intend is not covered."


I would complain that the BB employees are purposely scamming people but to be honest, from my experiences with them, the employees themselves have no idea what is in the terms. The employees I have dealt with have told me that it covers absolutely everything except loss or theft. I specifically asked about dropping it in a pool and got the same answers. I would consider getting rid of this insurance except I am #2 on a 2 person family plan and can't get full upgrade for 22 months.
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Old August 10th, 2010, 04:20 PM   #96 (permalink)
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Originally Posted by htc.EVOlution View Post
wait so an innocase active didn't protect the screen from shattering? WOWOW

the good thing about having spring insurance is that ASURION has their own inventory for repairs. so you don't have to wait for bestbuy
Asurion fulfills most claims on the day they are made, and you'll have the new phone by the NEXT DAY. You can call in a claim at 10pm on Monday and have a new phone on Tuesday.

Expensive, but the service is GREAT.
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Old August 10th, 2010, 06:23 PM   #97 (permalink)
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Originally Posted by scudder View Post
How long did it take?? I'm asking because of weighing my wait-20-days, repair-like-new, NO deductible vs. your wait-XX-days, NEW phone, $100 deductible...

Thanks!
About 5 days total. Next day shipping from fed-Ex was Included.
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Old August 11th, 2010, 05:07 PM   #98 (permalink)
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If you're talking to me, I got a $10 bet PER MONTH with myself that I DO DROP IT AGAIN. That would be my $10/month insurance.

I dropped mine after 5 weeks of owning my phone...best $12 I ever spent!!

lol.. love it scudder.. yeah Im betting about 7 dollars a month, ill drop a again.. I they need to hurry up with an otterbox for this.. DAMN YOU OTTERBOX! costing me money!..
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Old August 11th, 2010, 05:08 PM   #99 (permalink)
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Originally Posted by 81_ View Post
wow...can't believe i read all that.


i got $5 says you drop it again.
you were too invested after the toothless bitch took my phone, and told me 3 weeks with glee in her voice.. you couldnt turn back then..had to get better right?
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Old August 11th, 2010, 05:08 PM   #100 (permalink)
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Originally Posted by EvoJok3r View Post
I love happy endings. *sniff sniff*
yeah.. me too.. ::hands out tissue::
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HTC EVO 4G
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When Sprint announced their first ever 4G handset at CTIA in March 2010, they dropped a bombshell on the mobile world. The HTC Evo 4G is a device that introduces a lot of firsts when compared to other North American handsets. This is the first Andr... Read More

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