I dunno if this is the best place for this thread, but I am looking for UK mobile insurance and wondered if anyone here has any opinions on the best. I'd really like to hear from anyone who has had to claim and see what your experience was like, as this is the acid test for Insurance I guess!
I was with Orange and had their insurance, but as they now want £10 pm plus a £50 excess I am looking elsewhere. Gadget-cover.com seemed to be the cheapest, but I dunno what they are really like as can't find any reviews which include info on a claim.
Sorry, I can't really help you out, but, FWIW we use Asurion with Verizon here in the states. It's a $10/month charge per smartphone with an $80 deductible per replacement. Have never had to use and probably sunk way too much money into it than I'd like to think about.
I still think it's worth it to have as these phones are both very expensive and delicate (thankfully, not so much as technology has advanced).
What is the biggest consideration for me is what is the "shelf life" for your phone. With Asurion, I've heard of massive delays in replacing your device and whether or not they'll be able to with the stock they have (really rare or really old phones). Sometimes they'll look to replace it with an obnoxiously "commensurate" device or they just won't be able to do it. My takeaway is, once you reach an upgrade status (not sure how this works with your carrier) or your device is obsolete, drop your insurance. You'll spend a little more to replace it if you need, but you'll get a far better phone.
__________________
New to the forum? Check out the FAQ Site Rules Problematic Posts -> hit that Report button
Sorry, I can't really help you out, but, FWIW we use Asurion with Verizon here in the states. It's a $10/month charge per smartphone with an $80 deductible per replacement. Have never had to use and probably sunk way too much money into it than I'd like to think about.
Wow your plan is quite different from mine, even though it's the same company on the same phone. Mine is $7 dollars per month with a $100 dollar deductible. Hmm...
__________________
If something needs attention, Report it .
If someone helped you, hit to show it.
It was around $7 when I got my first smartphone (a WinMo in '08). When we both got Droids, it was up'd to $10. Actually not positive what my deductible is but I believe it's $80.
I have been looking at the 'fine print' on most of the UK policies I have been considering, and the excess seems to be a minimum of £40 for theft, rising to £60 for loss, but I have seen several asking for £75 excess, with some wanting £100! Also some policies seem to have a maximum yearly claim of £500, so if I loose 1 handset thats my insurance done - awesome!
Still love to hear from any UK users with experience of making a claim from one of these third party insurance providers.
Mobile Insurance
. 
to show it.
