While I agree, I took out an insurance policy for my phone from Squaretrade since it was cheaper. It is the only device I have insurance on. Not that I try to break the phone, but let's just say that I'm a lot less careful knowing I'll get $600 back if it does break.Personally I think all phone insurance is a waste for most users (unless you're at a very high risk of breaking your phone). And I refuse on principle to PAY for warranty coverage after a year for something Verizon is making me take a 2 year contract on.
But that's just me.
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