I am weighing the pros and cons of Cricket vs VM. Phone in question: LG Optimus C/V Pros for Cricket: $170 for the phone + $50 mail-in rebate. Tethering Phone insurance. Cons for Cricket: 1GB cap ABSOLUTELY TERRIBLE COVERAGE. $55/mo + tax and additional fees. Proprietary SD Card malfunctions Pros for VM: Better coverage. 10GB cap $27/mo (after applying taxes and additional fees.) Cons for VM: $200 for the phone. No tethering No phone insurance In other peoples opinions, which is better? I dislike Cricket's service enough to want VM, but tethering and insurance are enough to make me REALLY second guess myself.