Currently I use the desktop app quicken to track all my expenses. More and more I'm relying on my android phone to do my daily tasks. I have been searching and reading for weeks now trying to find an app that suits my needs and so far I haven't come up with what I need. Many come close but so far none can provide all three of my requirements. So, does any one of you l33t android users know of an app that can meet these three requirements? (1) Must be stand alone - If it can sync with a desktop app like quicken for example, that's great but it shouldn't rely on that to function. (2) Supports downloading bank data directly - My bank (USAA) supports just about every connection method. Every app I have tried for every phone that has this feature has been able to connect to USAA and retrieve my transactions without issue. Downloading to a file and importing manually is not an option. (3) Must support recurring / scheduled transactions - I want to be able to plug in my monthly recurring bills and have some way of viewing my future balance as the bills hit. Quicken does this with a bar graph and a calender. Either one would work. The biggie (Mint.com) is great but doesn't support the third requirement even though hundreds of people have posted, asking for this feature (guess no one is listening or acting on it). Quicken doesn't have a mobile app. Splash money doesn't have an Android version. Ascendo Money doesn't have an android version. Seems like everything I have found is 2 out of 3.. I don't see how my list of 3 is asking that much? Thanks for any help!