I rode for 20 years(16 to 36) before quitting. Never got into an accident but had dozens of close calls where I should have gone down. Drivers turning left in front of me on red lights, oil slicks and just about losing it, mis judged corners when sport riding in the mountains, etc, etc, etc. CBR600F2 to F4s for most of it. Never got into the liter bikes. The reason I quit is that my wife crashed her very first time out. She took the MSF, did all of the practice riding, got her license and the first time out, she panics and locked up the front brake while making a right. Not badly hurt. Just her shoulder which bothers her even now from time to time. I look at it as a blessing that she crashed then because she probably would have died in a more serious accident eventually. The bike she crashed was a Honda Hawk GT (NT650) which I had just completely restored including a new tank and all new plastic. Both the F4 and Hawk were sold within two weeks.