I'd like to do a Factory reset so I can dispose of the single Googlemail account which the Desire is preventing me from deleting. I have a number of questions :- 1/ Is there anyway I can remove this account without doing the Reset ? 2/ What is removed by the reset ? 3/ What can be backed up onto the SD card We bought this phone through T-Mobile (UK) so will "their" settings be lost or are they restored from the SD card ? If I restore from the SD card am I going to restore the Googlemail account I wanted to delete ?