My Verizon contract is up next month and I want to buy a Galaxy Note 2. I want to go off-contract because it works out so much cheaper that way (and I am a commitment phobe ). I'm overwhelmed by all the different options. Can anyone help? I am not a heavy phone user. Verizon tells me that my average monthly iPhone usage is 120 voice minutes, 97 texts, and 471 MB data. Because of this I thought the T-Mobile prepaid plan, $30 for 100 minutes and unlimited text and data (throttled after 5GB), seemed perfect. But then some people are saying that T-Mobile's coverage is not great. I live in Chicago so should be fine for everyday, but sometimes I travel to smaller towns. I've heard that you don't get roaming on the monthly 4G plans. And I'm not clear if I can tether on this plan with a non-rooted phone. I don't need to tether often but occasionally I do. Is this the best plan or are there others I should consider? I like the idea of being on GSM so I could use the same phone in Europe (I travel there maybe once, twice a year) but that is not a must-have.