1st off, please don't crucify me for this My question is pretty much described in the title, but let me describe my thought process here: If I buy a DX, use it for over a month and then learn about some beast of a phone (with an unsigned boot loader) that is dropping later this year, I may want to consider selling the DX on eBay and trying to buy the new phone. Here are some of the things I'm wondering about: 1) Is it considered breaking any of Verizon's rules if I do a factory reset on the phone and then sell it on eBay? 2) Does a factory reset get all personal info off of the phone? If not, what does? 3) If I do sell it, will I have access to any apps I bought when I get my new phone? 4) Does anyone know how insurance works in a case like this? Say for instance I'm insured by State Farm specifically for this phone (not all agents do this, but some do)... can I just "port" the insurance to my new phone? 5) If I buy a new phone off-contract (full price), does Verizon provide the 30 day return period? 6) I've never done anything like this before, so if you have any insight or things I need to know/consider, please share. I want to just say that I may be so happy with the DX that I may not even need to do this.... but I want to be prepared well in advance just in case (aka before I even buy the phone). I appreciate any help that you can provide me, so thanks in advance!