So with this theory do you not own car insurance either?
You can be as careful as you want, but accidents happen. Its nice to know that if it ever does happen you're covered.
I agree, they do happen, but if you're careful then you are less likely to have them.
I don't have insurance, but do plan on purchasing the Seidio Rugged whenever it comes out. Or the Otterbox, if it beats it out.
To each their own, I guess. And to answer your question, I do have car insurance. Full coverage on all 3 of my vehicles, even though two of them are paid off (09 Aprilia Shiver, 06 Jetta). I think my Motorcycle and work car are just a little bit more expensive to replace. If I break my phone, $550 isn't that big of a deal...Unless I end up eating my own words!
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