So I was very intrigued when Phandroid started hyping this app. I was SO curious about this app(and having major financial problems myself)that I decided to create an account on Mint.com just to use the app. (Btw, you have to create an account on the website before using the mobile app, but fear not, it's free.) The issues that occur with this app were initially miniscule. There were a few bugs that appear to be, mostly, fixed. These had to do with the customization of budgets and what not. The BIG problems came in the form of the widget. The widget sucks. It rarely is correct, often it has trouble syncing (and btw, to get the widget to accurately update, you must open up the account in full...kind of defeats the purpose of a widget, no?). Another issue, and this is perhaps more PNC's fault, but when using some banks, notably PNC, one may not have Mint.com search for the available balance, only the ledger balance. If you're a PNC online customer you probably know how annoying this is. The positive considerations of the app are as follows: -Easy to read and understand bar graphs depicting your monthly income/budget/expenditures. -great cross account integration, from banking, to credit cards, to loans -Notifications (more of a website thing than the app)that really love reminding you how stupid you are "You've incurred another fee! Maybe you're over spending!" Uh...gee...thanks, yeah I got that already. But, truly, it's what financial trouble makers like myself need. To sum it all up, this is a good app, but only because of the excellence of the website. I would say use the website, use the app if you WANT to, but you can really do without it.