Hi! First time posting on this forum. Where do I start? So many apps -- and they all seem to carry warning labels that my personal info will be compromised once I download -- but everyone uses Pandora, Skype, etc, don't they? And why are so many running when I haven't downloaded much? At least the VZ store salesperson installed an app killer for me and showed me how to use it. OK -- time for me to read the manual -- if I can find it online. I'll be back -- with tons of questions!