I have both my personal email and work email pointed to my mezmerize. Exchange Server (work) loads fine. But my POP 3 account (personal) just says "loading" constantly, but the email never actually loads. When I go into account settings, outgoing mail is fine, but when it tries to verify the inbound server settings, it too just says "loading" but I never get an error message and I never get email. When I first got the phone, my personal email worked but took it into USCC and they "upgraded" the software and now POP 3 won't work.