Well that's news to me. I have a Sony Vaio Laptop and as soon as the battery pops out when the thing is plugged into the wall the laptop shuts down. Same goes for every phone I have ever used. I don't have my charger with me here at work but I will try this on my phone when i get home to see what happens when I remove the battery with the phone plugged into the wall charger.
here is the reason i know this fact. I work in the IT field, and since our clients have leased lenovo's and macbooks and they are not allowed to bring them home. (our laptop leasing price is about 50% cheaper than desktop leasing price) we don't even give them batteries. Because eventually the battery will just degrade over time if it's just kept at 100% trickle charge for months and months on end. So we keep the laptops without batteries, and they just plug them right into wall (Lenovo, mac-book, dell). And of course, we're on a backup power strip so when we lose power, the laptops are still on juice for the next hour or so. I would not recommend taking the battery out of a laptop and using it plugged right into wall without an adequate power source for backup. Of course, if you're doing this for home use, and don't care about what data you might lose, or corruption, then go ahead and plug your laptop right into the wall.
I actually have a laptop that is on my desk, and instead of a desktop i use my laptop. Since day 1, i took my laptop battery out and put it in the drawer, and never used it. The laptop stays plugged in 24 hours a day. whats the use of wasting that battery (which is now 1 year old and probably dead). I put it at 40% charge, and put it in the drawer, and every 6 months i'm "supposed" to recharge it to 40% and put it back in drawer but i never do and they seem just fine after a full charge.
Also as people mentioned here, the USB powered charge is less than the wall powered charge. Unless maybe if you have a USB powered hub? Then you are using full power to the usb connections. But I feel the charger they gave us (the usb dongle) is still not as fast as my blackberry wall charger, and it's not a rapid charger.
So here is my order from fastest charge to slowest.
standard but well known wall charger (not a no-name charger from ebay).
HTC USB Dongle charger plugged into wall (maybe the cable can slow down the charge)
USB charge in a powered hub.
Usb charger plugged into computer or laptop.