i too would really like to know if anyone has delt with these guys yet. i didnt go with insurance either, but for this price, thats killer. thanks.
I never had insurance on my phones either, until my Eris got destroyed. To replace with a new one.. holy crap, that was going to be over $450!
I found a great deal on a very lightly used Dinc (guy could not use the touch keyboard and went back to his Moto Droid).
Verizon won't let you add insurance to a phone purchased from a third party. I bought the Dinc on a Thursday, and didn't have time to research my options because we were getting ready to do a two day Dave Matthews camping/concert trip...
The VERY NEXT DAY the Dinc ended up head first in a glass of wine. Bag of rice, then completely disassembled and cleaned out, miraculously it eventually came back to life, lucked out there.
At any rate, looking at what Worth offered, it was a no-brainer. SquareTrade, as far as I could discern, is not insurance but an
extended warranty. The other companies did not offer as much coverage, and were more expensive.
Worth is very clear about what they will and will not cover (everything except if you lose it), and what you will get if you need to make a claim. Their policy is even available for viewing on line, another thing I did not find with the other companies. So I bit the bullet and went with it.
Hopefully I won't need it, but after destroying one phone and dunking the next, I am not going to take any chances. I just hope they come through if I need to use the insurance!!