Hi Threadx2003,
I still deal with this on a weekly basis. The only logic I can put behind their reason for designing it this way is possibly because they chose to force you into Airplane Mode when a USB3 connection is active. My guess is that the S5 is not robust enough to handle the heavy load of that kind of data throughput USB3 offers AND also handle all the wireless data streams concurrently. Interestingly, my wife chose an S6 recently, and it doesn't even HAVE USB3. They took a giant step backward in technology to USB2 again. So that suggests to me that the S5 probably was having too much trouble implementing 3, and they decided to abandon the idea rather than address it with the necessary hardware upgrades.
Just my opinion.
I won't be buying another Samsung product. I need something that can easily be rooted and then later upgraded with newer rooted OS versions. Samsung/Verizon has effectively stopped rooting. I have a Samsung tablet, with similar difficulties in rooting and upgrading. I won't leave Verizon, as they have the only decent signal here. So the only solution is to get sone other brand next time, that can still be rooted and run on Verizon's CDMA network. Until then, I am stuck here on my S5 running rooted 4.1.1, which has already proven not to be compatible with some newer apps. But I will not give up a rooted OS. It is essential to how I use these devices and am able to fully restore all apps and settings on one in minutes when it suddenly goes sideways, or an SD card gets Alzheimers. Nandroids and Titanium style Backups should be BUILT IN to all Android hardware by default, IMO.
The one thing I do to help, since I have triple monitors, is to keep the file copy process window being displayed during USB3 file copy operations visible on top of everything on one of my displays, so I can keep an eye on it and know when I need to act before USB3 gets auto-downgraded. I would imagine if anyone ever did write a utility to give us control over that time limit it would be found on XDA. But I haven't seen one yet.
Happy Holidays!