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Verizon insurance @ best buy?

wish I knew I could for a new one on ebay,,had the guy tell me to offer him 600 due to a mistake he made that I caught(which scared me )... 600 will be cheaper then I will pay with vzw...problem is, its a customer that upgraded and hasnt got it but says he will on the 15th, but that he has to activate it for the esn to be good, then sale it. Seems to me that would make it a used phone and last I checked assurion doesn't insure used phones.. I lose things so assurion is the only way for me. :)
 
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