With all the new phones coming out, what is going to happen to our phones if we have to do an insurance claim later on this year? I know that the droid and eris user were getting Droid 2's as replacements, could that happen to us? I like my Incredible and I don't want to get a phone through insurance that I don't like if something happens. If they ran out of Incredibles what do u think they would offer as a replacement?