Through Bajaj Finserv Experia App, new consumers can view or apply for the following products.
• Personal Loan + EMI calculator
• Home Loan Balance Transfer + EMI calculator
• Business Loan + EMI calculator
• Doctor Loan
• Fixed Deposits + FD Calculator
• Insurance products
• Loan Against property
• Chartered Accountant Loan
• RBL- Bajaj Finserv Credit Card
* EMI calculators - Personal loan, Home loan, Business loan and Fixed Deposit
* Avail Pre-approved Loan Offers
* App Available in 14 Regional Languages
* Manage Existing Loans and investments
* New and improved draw down functionality
* Bug Fixes
The Bajaj Finserv Experia App is the one-stop solution for all post-loan or investment services provided by Bajaj Finserv, India’s most diversified non-banking financial company. Benchmarked against the best in the industry, the app comes with a clean, simple user interface, a design to deliver an excellent user experience and intuitive navigation.
New users can also check their preapproved limit assigned for the following products, you just need to login using your mobile number and authenticate using OTP received.
• RBL- BFL Credit Card
• EMI Card
• Personal Loan
• Doctor Loan
• Business Loan
• Chartered accountant loan
• Insurance products
• Loan against property
• Fixed deposits
Bajaj Finserv app may collect information with your consent from your mobile device like device location, device information (including storage, model, installed apps, Wi-Fi, mobile network) transactional and promotional SMS, communication information including contacts to provide customized offerings
Here is what existing BFL customers can do with the new and improved app.
• Active relations: View and manage your active loans and investments, make payments, download your financial statements on the go.
• Previous relations: Access information on your closed loans and investments, view your statements and more.
• Pre-approved offers: View and apply for pre-approved offers customized for you in click of a button. Click here to check your preapproved offer https://c2gx.app.link/PreApprovedOffers
• Payments: Pay your EMIs, part pre-pay or foreclose your loans and access information on future payments through the app itself.
• Drawdown facility: Drawdown functionality is now a lot more convenient than before.
• Notifications: View all your payments, statement downloads and offer notifications on the home page under the notifications tab.
• Raise a request: Log a request, check status and a more detailed view of previous requests.
• Navigation across apps: Easy navigation across Experia and BFL Wallet
• Rate us: You can review the app and rate us at just a click.
• Other assets: You can navigate from this app to other Bajaj Finserv assets easily through the main navigation menu.
• Calculators: EMI calculators for Personal loan, Business loan, Home loan and Fixed deposits.
• Apply for a personal loan of up to Rs.25 lakh from Bajaj Finserv and get instant approval with minimal documentation. Borrow your amount without pledging any collateral and get your loan disbursed in just 24 hours. Our instant personal loan is available for salaried professionals at attractive interest rates.
• Finance Amount : Minimum 30,000 to Maximum 25 Lakhs
• Tenure : 12 Months to 60 Months
• Interest Rate : 2 % Per Month
• Processing Fees : Rs. 500 to Rs 2000
UNDERSTAND YOUR LOAN
For ₹1,00,000/- borrowed, at interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), you would pay:
Processing fee = 1000
Other charges = 100
Interest = 13472
Total amount repaid after a year = 114572
*Interest rate and processing fees varies as per your product