Does this personal finance app exist yet?

[Crimson Knight]

Currently I use the desktop app quicken to track all my expenses. More and more I'm relying on my android phone to do my daily tasks. I have been searching and reading for weeks now trying to find an app that suits my needs and so far I haven't come up with what I need. Many come close but so far none can provide all three of my requirements.

So, does any one of you l33t android users know of an app that can meet these three requirements?

(1) Must be stand alone - If it can sync with a desktop app like quicken for example, that's great but it shouldn't rely on that to function.

(2) Supports downloading bank data directly - My bank (USAA) supports just about every connection method. Every app I have tried for every phone that has this feature has been able to connect to USAA and retrieve my transactions without issue. Downloading to a file and importing manually is not an option.

(3) Must support recurring / scheduled transactions - I want to be able to plug in my monthly recurring bills and have some way of viewing my future balance as the bills hit. Quicken does this with a bar graph and a calender. Either one would work.

The biggie (Mint.com) is great but doesn't support the third requirement even though hundreds of people have posted, asking for this feature (guess no one is listening or acting on it).

Quicken doesn't have a mobile app. Splash money doesn't have an Android version. Ascendo Money doesn't have an android version.

Seems like everything I have found is 2 out of 3.. I don't see how my list of 3 is asking that much?

Thanks for any help!

 

[johnysavage]

If you find an app that does this, please let me know. I've been looking for the same functions in an android app for months now and haven't found one. I relied on Quicken Online and now that it's gone, I need a better solution.

 

[Crimson Knight]

Unfortunately I have not found anything yet. I'm waiting for Mint.com to get their stuff together and add the forecasting that they should already have.

 

[A.Nonymous]

I actually ditched Mint a while back. My bank tends to post double transactions when you download transactions directly from them. If you go to their site, it's accurate, but if you download the QIF file, it downloads double transactions of random transactions and you must go through, figure out which ones are dupes and delete them out. It's good times.

So, I gave up and I'm now tracking my finances with an envelope system. I know what my bills are going to be from month to month so I can easily plan for them. I use Financisto and have set it up for recurring transactions. It works beautifully for me.

 

[Crimson Knight]

I actually ditched Mint a while back. My bank tends to post double transactions when you download transactions directly from them. If you go to their site, it's accurate, but if you download the QIF file, it downloads double transactions of random transactions and you must go through, figure out which ones are dupes and delete them out. It's good times.

So, I gave up and I'm now tracking my finances with an envelope system. I know what my bills are going to be from month to month so I can easily plan for them. I use Financisto and have set it up for recurring transactions. It works beautifully for me.

I can certanily understand how that could get real old, real fast! Could you entertain me for a minute and tell me what an "Envelope System" is? I have never heard of that before. And also what is Financisto and how does it work (I'm Googling it, too.)

Thank you for your help!