The people I talked to at Verizon told me that if I wanted any other phone besides those two, they'd have no problem with giving me the reduced price early.
I could do your suggestion. An alternative I want to try first is that I'm not the only person on my plan, and some one on my plan has an upgrade less than a week from now. I think there might be a way to fanangle me getting their upgrade time. Or we could swap phones, have them upgrade their line to the Note 2, then swap phones back. I think that's possible...
Or I'll just tough it out for a month haha