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Orange Care

I'm just going with my bank, the service might not be as good as Orange Care, but it's cheaper and in the 10 or so years I've been with Orange, I've only used it once so I'm not paying for something I'll rarely use.

When I checked with my bank, I'm sure it seemed that the deal was pretty much the same... may have taken a little longer to get a replacement (who knows). I moved from Orange Care to my bank and then back again (when I changed bank accounts and didn't have the feature any more).

Not had anything from Clone Phone though... don't think I'd bother... I have Avast for phone location. My contacts and apps are all backed up with Google. I don't care if I loose all my texts/call logs and have loads of storage via dropbox... don't really see as how Clone Phone have added anything!
 
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I haven't read all this but thought I'd chuck my tuppence in anyway.

I don't know if it's been mentioned, but you can often get your phones insured under your home insurance for a lot cheaper than with the networks. And you can do it with your bank too. Obviously different banks and insurers have different terms, but it might be worth looking at if you're not happy with Orange.
 
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