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is your phone messing up?

I do not pay insurance for a phone because i dont find it necessary. i never had lost a phone, i neve had dropped on the toilet, never stolen, so why would i pay extra for something i dont see the use of it.

anyways, by the time i would want another phone, i would buy it and avoided that extra $5

I too used to never buy insurance for my phone, but that was before I spent 300 plus dollars getting one.
 
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