I have no insurance plan for my Incredible and have dropped it several times, scratching the bezel. I was going to try to get a replacement bezel but the H in the HTC logo has become unglued and broke and a plastic piece just snapped when I was plugging in the micro-usb. Am I covered in anyway for the "manufacturing defects"? If not is it worth trying to pick up an insurance plan for it while I'm still within the 30 days and filing a claim in a week or two?