When the phone is acting as a modem the speeds are normally faster than what you get using the device.. .
Don't assume what your PC tells you (or cell phone for that matter). Using WiFi in my home I used to get test results from speedtest.org that were 12 Mb/s download, or so. Great, except my maximum rate on my wire was 10 Mb/s. If I used a wire, I always got 10 Mb/s or less. When I used WiFi, I got numbers all over the place. There's caching, buffering and all sorts of things I probably don't understand causing this, but I don't believe FOR A MINUTE that I really got 7+ Mb/s download speeds while tethered, just now, over 4G. I just don't believe it. Someone smart can explain how I can get 12 Mb/s over my 10 Mb/s provisioned line, then I'll start to believe the numbers.
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