Uk phone insurance

daz_2000 · Jun 15, 2011

I thought I lost my sgs2 at football last night. I drove home about a million miles an hour screaming expletives, trying to get to my PC to remote lock it and check location. Anyway when I pulled up at home. It was hiding in the car the whole time.

Anyway.. it made me think I should get insurance as I don't wanna fork out if it gets nicked.

Anyone got insurance and how much u pay?

lotus49 · Jun 15, 2011

Yes but only as part of my household contents cover.

My policy includes

Tinderbox (UK) · Jun 15, 2011

Protect your bubble.com has insurance for

lotus49 · Jun 15, 2011

Cripes, that's £77 a year. My insurance for £50,000 worth of houshold contents plus £1,500 for outside the home was less than £140 all in.

I stick to my recommendation, it's way cheaper.

Deleted User · Jun 15, 2011

Protect your bubble is excellent. That's what I am thinking of getting

eclap · Jun 15, 2011

Why not select lower phone value? Up to £400 only costs £3.99/month. or do we have to chose the phones value of up to £1000?

Tinderbox (UK) · Jun 15, 2011

There was only certain values you could choose, I suppose you could select under

eclap · Jun 15, 2011

Tinderbox (UK) said:
There was only certain values you could choose, I suppose you could select under

jspx1 · Jun 15, 2011

My NatWest current account includes insurance for one phone and I had to register the phone but once that's done it's covered. Maybe worth checking if you have any existing insurance that might cover it before buying new cover.

Desire HD Eli · Jun 15, 2011

jspx1 said:
My NatWest current account includes insurance for one phone and I had to register the phone but once that's done it's covered. Maybe worth checking if you have any existing insurance that might cover it before buying new cover.

Hi jspx1 just a word of warning. I have mobile insurance with my bank account. But if you actually read the fine print it only covers you to the purchase value of your phone. So if you got your phone with a contract you took out and paid nothing for it that's how much your insurance will pay out.

To daz_2000 if your only worried about your phone being stolen you can insurance with protect my bubble for less than 6.99. It can be as low as 1.99 a month. Pretty reasonable I reckon if your more worried about theft or damage.

eclap · Jun 15, 2011

So again, why not the £3.99/month insurance?

Rhydian · Jun 16, 2011

I have insurance that came with my contract which is provided with aviva received no information from the company wiht my policy number and no direct debits have been started. So I'm guessing when I exchanged my phone the insurance was cancelled.

Will be getting insurance from protect you bubble though and getting lost cover.

TinCool · Jun 16, 2011

I have both mine and my wifes Galaxys insured through our Lloyds TSB Joint Account. Both phones are registered with them. We have a platinum joint account with them thats costs £12 which gives us phone insurance, AA Breakdown cover, Credit Card cover and Travel Insurance. We have a chunk of money in the account so our monthly intrerest covers the £12 a month charge. So are effectively getting all that for nothing

Rhydian · Jun 16, 2011

TinCool said:
I have both mine and my wifes Galaxys insured through our Lloyds TSB Joint Account. Both phones are registered with them. We have a platinum joint account with them thats costs £12 which gives us phone insurance, AA Breakdown cover, Credit Card cover and Travel Insurance. We have a chunk of money in the account so our monthly intrerest covers the £12 a month charge. So are effectively getting all that for nothing

Amazing, you must be doing well for yourselfs

Desire HD Eli · Jun 16, 2011

TinCool said:
I have both mine and my wifes Galaxys insured through our Lloyds TSB Joint Account. Both phones are registered with them. We have a platinum joint account with them thats costs £12 which gives us phone insurance, AA Breakdown cover, Credit Card cover and Travel Insurance. We have a chunk of money in the account so our monthly intrerest covers the £12 a month charge. So are effectively getting all that for nothing

Read my earlier post about phone insurance with bank accounts and check your details of your actual policy. You don't want to get stung.

adamantell · Jun 16, 2011

im thinking about HSBC its a added thing on there accounts its

Desire HD Eli · Jun 16, 2011

adamantell said:
im thinking about HSBC its a added thing on there accounts its

thedvdmonster · Jun 16, 2011

one for the OP.
what programme were you going to use to trace and lock it?

daz_2000 · Jun 16, 2011

adamantell said:
im thinking about HSBC its a added thing on there accounts its £10 a month but covers a lot more then just your phone.

problem is dunno how its like when you lose it what happens and how long it takes. get new one

I don't think you get mobile phone insurance with HSBC plus.

eclap · Jun 16, 2011

Guys, with protect your bubble should I go for 3.99/month or 6.99/month?

adamantell · Jun 16, 2011

Desire HD Eli said:
Check the small print on it first. As most phone insurance that come's with a bank account only covers you for the purchase value of the phone. I.E if you got the phone free on contract=purchase value

ziggy · Jun 17, 2011

It may well be cheaper through your home contents insurance, but presumably you have to pay an excess to make a claim? approx 200?

whereas mobile phone insurance excess is around

WilfMoralee · Jul 3, 2011

Desire HD Eli said:
Read my earlier post about phone insurance with bank accounts and check your details of your actual policy. You don't want to get stung.

That is not necessarily true for all the banks mobile insurance. I had mine and my wife's contract phones insured with Lloyds TSB last, and both screens cracked. They simply accepted they were contract phones, my screen was fixed, but my wife's phone was irreparable, and she was promptly sent an exact replacement.

WilfMoralee · Jul 3, 2011

ziggy said:
It may well be cheaper through your home contents insurance, but presumably you have to pay an excess to make a claim? approx 200?

whereas mobile phone insurance excess is around

phkrh · Jul 9, 2011

WilfMoralee said:
That is not necessarily true for all the banks mobile insurance. I had mine and my wife's contract phones insured with Lloyds TSB last, and both screens cracked. They simply accepted they were contract phones, my screen was fixed, but my wife's phone was irreparable, and she was promptly sent an exact replacement.

And a few years ago after dropping my O2 XDA and cracking the screen, once they established they didn't have a replacement XDA to offer I was sent a

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