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Beware of your monthly phone insurance option

Learned that besides the added cost of the phone insurance, around $10 plus-or-minus $3 each month, if you ever have a claim, your deductible is about $200 !! Hardly a deal!

And to add insult to injury, the phone they replaced it with is lacking features I had in the one that was replaced. And all for $200.

Consumer beware.
 
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