I know there have been thousands of threads like this. I realize I'm jumping into shark infested waters with a gunshot wound. But at least I might be able to save some people some money. I saw two instances of people paying the insurance fee just to have a 1.5 phone shipped to them. This may be a cheaper method: I called HTC and gave a big nonsensical story to get the information I wanted. In short: HTC rep told me that their sister company would re-flash the 2.1 leaked phone back to 1.5 for a 'small fee.' I asked him what kind of small fee we were talking about, because obviously small is an opinion. He said that he couldn't quote the exact price, but that I'd have to pay shipping and it would be less than the $50 insurance rate. I've seen people having to pay 60-90 through asurion to replace their phones. I don't know why for some reason I get mine replaced for $50, but that's where the number came from. I told him that they would charge me $50 for it and he said that PCD (the sister company he mentioned before) would be cheaper overall (shipping inclusive) than the $50 fee. I, of course, badgered the guy relentlessly about having a rom sent to me. He said that HTC had no such roms available for the 1.5, only PCD would have them but that it's highly unlikely they'd send it out, which I'm pretty sure surprises just about no one. Anyway, I didn't get a chance to get an exact quote from PCD as I was given this information 45 minutes after their normal business hours. I was going to wait until I could contact them to confirm this myself before I posted it, but after seeing another person pay a ridiculous fee ($90) to have a 1.5 phone shipped to them, I figured I'd throw this up for anyone interested. If anyone does want to try this - PCD is open Monday - Friday from 8AM EST until 5pm EST. Their number is 800-229-1235. Again, I can only repeat what the HTC rep told me, but he seemed to act as if it were no big deal for PCD to just do this. If no one else cares about this or bothers to try, I will post results on Monday once I contact them.