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Alternative to Asurion $7 insurance!

Discussion in 'Android Devices' started by htc.EVOlution, May 13, 2010.

  1. htc.EVOlution

    htc.EVOlution Android Expert
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    is there an alternative to asurion $7 for insurance?

    I know that there is a thing called Squaretrade, but it doesn't cover lost or damage. Looking for a cheaper alternative to be protected, just in case of accidental or lost
     

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  2. stoli412

    stoli412 Member
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    SquareTrade definitely covers accidental damage. I just had the screen replaced on my 3GS after I dropped it.

    They do not cover theft/loss however. But, I still think it's a significantly better deal than paying $7/month over 2 years.
     
  3. polkadots

    polkadots Android Enthusiast
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    I'm not sure about that squaretrade business...but the convenience of being able to walk into a store and have them fix/swap your phone within a couple hours (at most) is pretty damn nice. My TP had the screen replaced twice, and it didn't cost me a dime (well, other than the $7/mo).

    How quick/easy is it with squaretrade?
     
  4. nickoakdl

    nickoakdl Well-Known Member
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    This Asurion cell phone insurance is legit? What is stopping people from saying their phone got stolen 6 months down the line and getting a free Evo?
     
  5. hookem12387

    hookem12387 Well-Known Member
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    Does sprint insurance have a copay?
     
  6. Munnarg

    Munnarg Well-Known Member
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    The fact that for all smartphones on Sprint you now have a nonrefundable $100 deductible to pay to replace a lost or damaged phone. Plus the current phone becomes a brick since it becomes blacklisted in the system.
     
  7. dvrcowboy

    dvrcowboy Member
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    Crazy mail man
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    I have to agree with polka, I'm pretty rough on phones and whenever something is wrong they usually fix it on spot in a matter of 1 to 2 hrs and i dont pay anything. If they cant fix it they replace it no questions no charge ... long as its not water damage :D . I personally have had 7 different handset replacments in the past 3yrs
     
  8. sailrace

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    Insurance fraud for one. Second, it's no free. For Evo level of smartphone, there is a $100 replacement deductible. Third, the phone you claim is lost or stolen gets deactivated, and cannot be reactivated. So what would be the point.
     
  9. Munnarg

    Munnarg Well-Known Member
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    $100 nonrefundable deductible for smartphones. You also have to deal directly with Asurion and not Sprint which kinda sucks.
     
  10. rockman1117

    rockman1117 Member
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    Someone was talking about the GeekSquad insurance earlier. I think it was $10 dollars a month, but I'm not sure about what the specifics are and if they have a deductible.
     
  11. maxinspace

    maxinspace Newbie
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    I have it on my hero. Geek Squad Black Tie Protection. It's 10 bucks a month. They will cover everything except loss/theft (even water damage). You do not have to deal with a separate company. If anything goes wrong with your phone they will either send it to a repair facility to be fixed, or just activate and give you a new phone right away at the best buy store for free.
     
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  12. rockman1117

    rockman1117 Member
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    How do you pay? You pay all at once for the year or whatever, or do you pay for it through a reoccurring bill sent from BB?
     
  13. sitlet

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    Check with your homeowner's insurance or renters insurance. Most of them will automatically cover phones if you tell them you have one. Depending on your plan, you may not even have to pay a deductable to get a new one. However, you will have to wait at least a week if not more for them to send you a check to get a new one.
     
  14. pooginowski

    pooginowski Member
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    Co-pay?
     
  15. polkadots

    polkadots Android Enthusiast
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    Why would you pay $3 more per month for less coverage? No deductible, I assume?
     
  16. pooginowski

    pooginowski Member
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    what I don't understand is why these insurance prices and co-pays are going up so high? When i got insurance through asurion on my bb two years ago it was 6 bucks a month and 50 dollar co-pay, 100 is kinda crazy
     
  17. djdisturbed

    djdisturbed Android Enthusiast
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    The $100 is only for wather damage or lost/stolen, anything else breaks on the phone and they replace it w/ out the co-pay, BUT remember, if you buy your phone w/ a credit card, some credit cards have extended warraties in their fine print that will, alot of the time, extend you 1 year warranty to 2-3 years (depending on the credit card, but debit/check cards dont have this option)
     
  18. pooginowski

    pooginowski Member
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    @djdisturbed
    Well I guess I am in a different category since i bought the original storm I've been through 6 and had to pay for 3. even though only one was my fault the others were all hardware or software issues
     
  19. djdisturbed

    djdisturbed Android Enthusiast
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    Dunno, but I have seen many people w/ pre's who have had issues get new/referb ones w/ having to pay b/c of hardware failure, after the warranty was up. and according the the paperwork i got a while back when sprint switched to Asurion, thats what they said also. BUT if you phone shows any sign of H2O getting into it (the indicater strips inside have changed colors) then they will make you pay, FYI for those who like to keep there phone w/ them in the steam room :p
     
  20. hookem12387

    hookem12387 Well-Known Member
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    There IS a 1yr warranty, without insurance, isn't there? I've been on the iPhone so long I don't even remember how that's normally handled. I will say, being able to take the phone to the apple store is super convenient
     
  21. djdisturbed

    djdisturbed Android Enthusiast
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    i dunno, BUT if there is, and you use a credit card that extends the warranty, you will be in luck and have 2-3 years instead of just 1 year
     
  22. polkadots

    polkadots Android Enthusiast
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    Who keeps a phone 2-3 years?!? ;)
     
  23. djdisturbed

    djdisturbed Android Enthusiast
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    I have in the past, as long as the phone suits my needs (my treo 700p i kept for like 3 years until the pre came out, and i have thought about going back to it a few times... lol)
     
  24. Caloy

    Caloy Android Expert
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    I'm still using the phone I bought 4 or 5 years ago. :D
     
  25. samplerate

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    Yes there is, and i have been down that route with HTC but that left me without a phone for just about 4 weeks :eek:, and i had to pay for shipping...

    the sprint insurance is so much easier (just take it in and exchange it), especially when you are as hard on your phones as i am...
     
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