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Credit Check on Upgrade

Discussion in 'Android Devices' started by katmandoo122, May 17, 2010.

  1. katmandoo122

    katmandoo122 Well-Known Member
    Thread Starter

    I'm sure most people knew this but what with the premium add on charge of $10, I wanted to be sure. Since I am going through a refi on my mortgage, I didn't want another credit check. Sprint confirmed for me, in writing, that a new check is not required if you are going through an upgrade...only at "original" activation.

    Just an FYI for anyone out there upgrading to the Evo on the 4th. Should make your time in-store pretty fast.
     



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  2. evotitans

    evotitans Android Enthusiast

    Would make no sense to do a new credit check.....you are already under contract with Sprint, or in service with them.

    And the new $10 add on is no different than up'ing your plan, so if you are existing, there shouldnt be any credit check any way.

    I mean, unless you were repeatedly late with payments....I cant see why Sprint would even bother looking at your credit if youre existing.
     
  3. nancyh1990

    nancyh1990 Member

    Since my contract expired, for the past 3 years, I am on month-to-month with them. Since my payment is auto charged to my credit card, never a late payment. Per my sprints rep, there will be a credit check. Perhaps she is wrong?
     
  4. Rigmaster

    Rigmaster Android Expert

    They don't need to do credit checks with existing contract customers. New accounts will get credit check. If you're an existing customer and they want to do another credit check, ask them why and then ask for a supervisor or another more experienced rep to answer why.

    Then for fun ask them to provide you with a copy of their last 5-7 years of financial statements so you can make sure they're going to be in business to hold up their end of the contract as well.:)
     
  5. Deleted User

    Deleted User Guest

    Sprint Customer for 11 years. Have never had to have a credit check for an upgrade. Can't imagine why they would need to.
     
  6. clos1084

    clos1084 Well-Known Member

    it will just check to make sure you are not past due
     
  7. LS1

    LS1 Well-Known Member

    Credit Checks by phone companies and utilities don't count against your credit score anyway.
     
  8. jiggy79

    jiggy79 Well-Known Member

    I'm curious about the credit check. What exactly will best buy do a credit check on, your past account with Sprint or your entire complete credit history?
     
  9. Stickboy46

    Stickboy46 Member

    Upgrades do not require a credit check. Your account has to be in good standing though (no past due balance). The only time credit checks are run on existing customers are when a customer requests more lines then they are currently approved for.
     
  10. Jordus

    Jordus Android Enthusiast

    They never even did a credit check when I got sprint 8 years ago.

    They were the only carrier I could get a phone with because the other carriers DID a credit check and I had none. Not bad, just had none, I was a teenager.
     
  11. jiggy79

    jiggy79 Well-Known Member

    So if you do have past due balance on your account then more then likely you'll have to pay full retail price, is that right?
     
  12. katmandoo122

    katmandoo122 Well-Known Member
    Thread Starter

    The won't let you upgrade with a past due amount, so yes. That's assuming they have a phone to give you at full retail price. Often times they hold off on giving retail units out.
     
  13. jiggy79

    jiggy79 Well-Known Member

    katmandoo122,

    I meant any balances not paid off on your credit history account.. not an actual past due amount payment bill on Sprint. I'm currently with T-mobile and wanna switch over to Sprint to get this phone. So in that scenario, would they deny me to get the phone at $199?
     
  14. cooper1010

    cooper1010 Android Enthusiast

    doubt it. as has been reported, people with less than stellar credit have been approved for 3 and 4 lines. worst case scenario, you have to leave a deposit (real worst case scenario, you answer the identity questions wrong and they tell you to pound sand).
     

HTC EVO 4G Forum

The HTC EVO 4G release date was June 2010. Features and Specs include a 4.3" inch screen, 8MP camera, 512GB RAM, Snapdragon S1 processor, and 1500mAh battery.

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