Verizon doesn't publicize it, but if you haven't hit month 20 yet you may still be able to get subsidized pricing. The annual updgrade program is going away, but many of us get one more shot to use it. Here are the requiremnts: Upgraded line must be the primary line on your plan Voice package of your plan must be 49.99 or greater per month The last updgrade on your primary line must be prior to Jan 16, 2011. Last upgrade should have been at least 12 months ago. Verizon doesn't publicize this benefit and it won't show up online or in your MyVerizon app, but most retail stores will honor it and if you have trouble there call customer service and they can note your account for the subsidized price or they can order the phone for you. I emailed Verizon CS and had 2 reps call me and confirm I am elligible for a subsidized upgrade (Last upgraded Nov 2010). Unfortunately this program goes away with all upgrades after Jan 16, 2011.