Anyone had problems with dust getting in-between the camera lens and the glass? I noticed this a few days ago while taking some pics in the sun. I kept getting this bright object in all my pics. Took the phone inside, and sure enough, theres something in there. It actually looks big, more like a grain of salt or something. I can't imagine how this would have happened either. I don't take with me in harsh conditions, I have a heavy duty case on it, have always babied the hell out of the phone, and clean everything well a couple times a week. Don't really know how to go about fixing this one, and I really need to do something about it because the camera is such a nice feature on this phone. I'm wondering if Verizon would send me a refurb being that it really is a hardware issue, and I do have insurance. Or...if they would just try to spin it on me and say that I abused the phone and do nothing. (which is complete BS because there isn't 1 mark on this phone of any sort) Any thoughts?