I have had my Captivate for over a month. I have exchanged it once and since then the phone has been great. I do not have a 3rd party loader but I did do the 1 click lag fix which greatly improved the phone. Quadrant scores are 2200+. Yesterday I went to check my email and both my Exchange account and POP account were gone. All the emails as well as contacts were gone. Oddly enough, under Accounts and Sync in settings the account is still listed. I have added the account again and now of course it doesn't work. Emails do not load, it does not sync my contacts, and it does not bring up any of the folders or anything in the exchange inbox. Anyone seen this issue before?