New to the "Smart Phone" scene. I have linked my Moment to my computer and had no problem dropping my MP3 collection onto the phone. Of course, that took up all the memory! Here's the question -- how does the phone handle the SD card? In other words, can I just pop in a blank one and then transfer a movie to it (I'll be on a couple hour flight next week and I'd like something to watch). With the phone automatically format the new SD card with the folders it expects to have available? If I do swap out SD cards, does that mean I lose all my contacts? If I wanted to keep those, would I have to load them on each SD card? Bottom line: how does the phone interact with the storage available on the SD card?